ABF Explained
Originator
All Topics
Glossary
Originator
Building and scaling your lending business with institutional capital.
Getting Started
1.
The Capital Landscape
2.
Anatomy of a Deal
3.
What You Need
4.
Negotiating Terms
5.
Getting to Close
Practical Guides
1.
Facility Fees and All-in Cost
2.
How Facility Funding Works
3.
Warehouse Worked Example
Financing Mechanics
1.
ABF, ABL and Direct Lending
2.
Who Does What in ABF
3.
How Credit Funds Raise and Deploy Capital
4.
Warehouses, Forward Flows and Whole-Loan Sales
5.
Waterfalls and Credit Enhancement
6.
Back Leverage: Returns, Risk and Cash Calls
Deal Process
1.
Preparing Your Data Room
2.
Your Loan Tape: What Capital Providers Look At
3.
The Diligence Process
4.
Term Sheet Negotiation
5.
Legal Documentation
6.
Common Mistakes and How to Avoid Them
Structures
1.
Forward Flow Agreements
2.
Term ABS
3.
Whole-Loan Sales
Asset Classes
1.
Auto Loans and Leases
2.
Unsecured Consumer Loans
3.
Equipment Finance
4.
Real Estate Bridge and Fix-and-Flip Loans
5.
BNPL Receivables
6.
Specialty Finance: Choosing a Financing Approach
Operations
1.
Servicing Requirements
2.
Reporting and Compliance
3.
Growing with Your Facility