Performance Metrics

DSCR

status: draft

Debt service coverage ratio. Net cash flow or income divided by required debt service for the measurement period.

What to watch

The definition drives the result. Check add-backs, reserve treatment, one-time items, and whether the test is backward-looking or projected.

Referenced in 34 topics

Aircraft leases asset-classes Auto loans and leases asset-classes Bridge / fix-and-flip asset-classes Cell tower and data center ABS (digital infrastructure) asset-classes CMBS (conduit, SASB, large loan) asset-classes Collateral analytics checklist appendix Container leases asset-classes Deal structures asset-classes Diligence guide asset-classes DSCR investor loans asset-classes Evaluating portfolio quality and performance playbooks Infrastructure debt asset-classes Key participants asset-classes Non-agency RMBS / non-QM / investor-purpose asset-classes Non-performing loans (NPL) asset-classes Non-QM lending asset-classes Personal / unsecured consumer loans asset-classes Pharma royalties asset-classes Portfolio covenants mechanics Private placement / bespoke structures structures Questions to ask your legal team playbooks Rail cars and rolling stock asset-classes Repackaging structures structures Risk retention rules legal Servicer selection asset-classes Shipping and maritime finance asset-classes Single-family rental (SFR) asset-classes Small business loans (including SBA 7(a)) asset-classes Solar / renewable energy (PACE, PPA, solar loan) asset-classes Structural tests (OC/IC) mechanics Triggers, tests, and performance events mechanics Waiver, amendment, or acceleration playbooks Whole business securitization asset-classes Your loan tape: what lenders actually look at playbooks