Underwriting
LTV
status: draft
Loan-to-value ratio. Loan balance divided by collateral value, most common in real estate and hard-asset finance.
What to watch
Use advance rate for most ABF facilities unless the asset class specifically uses collateral value and LTV conventions.
Referenced in 45 topics
ABF as an asset class for portfolio construction playbooks Agency RMBS asset-classes Aircraft leases asset-classes Auto loans and leases asset-classes Back leverage (provider perspective) capital-sources Back leverage and fund financing playbooks Bank balance sheet capital-sources Bridge / fix-and-flip asset-classes CMBS (conduit, SASB, large loan) asset-classes Collateral analytics checklist appendix CRE CLOs asset-classes Deal structures asset-classes Diligence guide asset-classes DSCR investor loans asset-classes Enforcement and liquidation playbooks Evaluating portfolio quality and performance playbooks Home equity and helocs asset-classes Infrastructure debt asset-classes Loan tape fundamentals accounting-valuation Non-agency RMBS / non-QM / investor-purpose asset-classes Non-QM lending asset-classes Other counterparties counterparties Portfolio covenants mechanics Powersports (RV, marine, motorcycle) asset-classes Preparing your data room playbooks Prime jumbo asset-classes Private placement memorandum (PPM) documentation Rail cars and rolling stock asset-classes Re-performing loans (RPL) asset-classes Repackaging structures structures Revenue-based financing asset-classes Risk retention rules legal Shipping and maritime finance asset-classes Single-family rental (SFR) asset-classes Solar / renewable energy (PACE, PPA, solar loan) asset-classes Sourcing deals (originator perspective) playbooks Stratification analysis accounting-valuation Structural terms negotiation playbooks Structuring deals for investor appeal playbooks Tax liens asset-classes Timeshare receivables asset-classes Top originator mistakes playbooks Understanding back leverage (LP perspective) playbooks Warehouse facilities structures Your loan tape: what lenders actually look at playbooks